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UNCONVENTIONAL APPROACHES TO ENHANCING COMMERCIAL BANKS' REVENUE STREAMS

Karimov AzizjonUniversity of Digital Economy and Agrotechnologies", Department of Commercial Bank Management, Uzbekistan
ABI

Abstract

Commercial banks are constantly seeking innovative strategies to bolster their revenue in an ever-evolving financial landscape. While traditional methods such as loan interest and fees remain crucial, exploring unconventional avenues can provide additional streams of income and ensure sustainability amidst competitive pressures. This article investigates various unconventional methods for increasing commercial banks' income, including digital transformation, strategic partnerships, fee-based services, and innovative financial products. By adopting these unconventional approaches, banks can diversify revenue sources, enhance customer satisfaction, and strengthen theirposition in the market.

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