GLOBAL FINANCIAL TECHNOLOGIES (FINTECH) AND THEIR TRANSFORMATIONAL IMPACT ON THE BANKING SYSTEM
ESHQORAYEVTermez State University Of Engineering And Agrotechnologies student of accounting and audit
Zenodo (CERN European Organization for Nuclear Research)repository2025
ABI
Abstract
This article analyzes the impact of global financial technologies—specifically Blockchain, decentralized finance systems (DeFi), and Central Bank Digital Currencies (CBDC)—on the banking system within the IMRAD framework. The paper examines the transformational influence of modern FinTech innovations on traditional banking services, their role in expanding financial inclusion, and the associated issues of security and regulatory challenges. The study also highlights the prospects of implementing such technologies in developing countries like Uzbekistan.
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