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Quantum Computing Approaches for Option Pricing Models

Chandrashekhar RamtirthkarVishwakarma Institute of Technology,Mechanical Engineering,Pune,Maharashtra,India,411037Sharyu IkharResearcher Connect Innovations and Impact Private Limited,COO,IndiaAnanta NarayanaSchool of Business Management, Noida International UniversityJaganathan DMadanapalle Institute of Technology & Science,Dept: Computer Science & Engineering,Andhra Pradesh,India,517326Sodiq ZiyodullayevTermez University of Economics and Service,Department of Finance and Tourism,Termez,UzbekistanAdilbaev Ismayıl BekbaulievichKoneru Lakshmaiah Education Foundation,Computer Science and Engineering,Andhra Pradesh,India,522502
2025
ABI

Abstract

The article provides a literature review and analysis of quantum computing methods in the context of option pricing, comparing them against a strict classical benchmark and recommending a viable way forward to quantum computing implementation. We assess the capabilities and the weaknesses of Windows-choice models closed-form legacy formulae of vanillas, lattice/PDE true hockeygoal models of early exercise, and Monte Carlo models of flexibleness and point out where classical run attracted and precision restraints are shown to apply in the new generation(s): complexity of variables, in this path dependence, in a portfolio composing. We proceed to describe quantum algorithms that are based on quantum Monte Carlo which is centered on amplitude-estimation-based algorithms to cut down on contact with sampling; avoiding the scale of classical Monte Carlo and are particularly appealing to complex derivatives; we describe circuit components to prepare states, encode payoffs, and approximate expectations. The study establishes research priorities that achieve scale implies: depth frequently used to design loaders in, and variants of payoff circuits, workflow standardizations that exchange the exchange of error-resilient quantum modules and technological risk engines in the NISQ age. In general, the paper offers a single source of information on classical-quantum option pricing, clean insertion architecture to deploy hybrids and a roadmap between demonstrations and reliable production.

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