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The Level and Influencing Factors of Mobile Banking Usage in Uzbekistan

Rustambekova Zebiniso Baxrom qiziMaster student at Turin Polytechnic University in Tashkent, UzbekistanKarimov KhojakbarSupervisor, PhD at Turin Polytechnic University, Uzbekistan
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Abstract

This study investigates the level of mobile banking usage in Uzbekistan and identifies the key factors influencing its adoption and customer satisfaction. The research is based on a quantitative survey and secondary data analysis. The findings reveal that service quality, perceived security, ease of use, and trust significantly influence mobile banking usage. The study contributes to the understanding of digital banking development in emerging economies.

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