Article

DETERMINING PROBLEM LOANS IN COMMERCIAL BANKS AND WAYS TO RESOLVE THEM.

Ibragimova, Jienbaeva, Saule, Nasiba MaxsetovnaUniversity of Innovation Technologies

Zenodo (CERN European Organization for Nuclear Research)repository2026uz

ABI

Abstract

This thesis analyzes the causes of non-performing loans (NPLs) arising in the activities of commercial banks, their impact on bank stability, and methods for the early detection of these loans. A comparative study was conducted on international experience (scoring systems, monitoring) and the current state of the national banking system in reducing the share of non-performing assets. The thesis presents practical proposals and recommendations for improving the quality of the loan portfolio, increasing the efficiency of working with collateral, and restructuring non-performing loans.

Topics

Banking stability, regulation, efficiency Banking Sector Performance and Management finance, banking, and market dynamics

Identifiers

DOI: 10.5281/zenodo.19634637

Citations and references

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