IMPROVINGTHESYSTEMFORREFINANCINGUNSECUREDMICROLOANSATBANKS
TojiyevJavlonbekRustamovichTashkentStateUniversityofEconomics
Open MINDrepository2026
ABI
Abstract
Thisarticleanalyzestheeconomicsignificanceandpracticaleffectivenessoftheunsecuredmicroloanrefinancingsysteminprovidingfinancialsupporttoentrepreneurs.Thestudysubstantiatesthathighcollateralrequirementsareamongthemainfactorslimitingsmallbusinessesaccesstofinancialresources.Ithighlightstheroleofunsecuredmicrocreditrefinancingmechanismsinensuringbankliquidity,distributingcreditrisks,reducinginterestrates,andexpandinglendingvolumes
Identifiers
Citations and references
Cited by 00 references