IMPROVINGTHESYSTEMFORREFINANCINGUNSECUREDMICROLOANSATBANKS
TojiyevJavlonbekRustamovichTashkentStateUniversityofEconomics
Zenodo (CERN European Organization for Nuclear Research)repository2026
ABI
Abstract
Thisarticleanalyzestheeconomicsignificanceandpracticaleffectivenessoftheunsecuredmicroloanrefinancingsysteminprovidingfinancialsupporttoentrepreneurs.Thestudysubstantiatesthathighcollateralrequirementsareamongthemainfactorslimitingsmallbusinessesaccesstofinancialresources.Ithighlightstheroleofunsecuredmicrocreditrefinancingmechanismsinensuringbankliquidity,distributingcreditrisks,reducinginterestrates,andexpandinglendingvolumes
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