THE IMPORTANCE AND PRACTICAL CHALLENGES OF INSURANCE IN THE AGRICULTURAL SECTOR
Eldor NozimovSamarkand Institute of Economics and Service Senior Lecturer, Department of "Investment and Innovations"
Zenodo (CERN European Organization for Nuclear Research)repository2026
ABI
Abstract
This study examines the significance of insurance in the agricultural sector, focusing on its role in mitigating risks, ensuring financial stability, and supporting sustainable agricultural development. Agriculture is highly vulnerable to natural disasters, climate change, and market fluctuations, making insurance an essential tool for risk management. The research explores current agricultural insurance practices in Uzbekistan, identifies practical challenges, and reviews international experiences. Findings suggest that enhancing coverage, adopting innovative insurance products, and integrating digital technologies can improve the effectiveness and reliability of agricultural insurance programs.
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