DIGITALIZATION OF RETAIL LENDING PRACTICE IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN

Lending to individuals is an important source of income for banks, as well as a means of turning the needs of the population into demand and creating a basis for improving their well-being. In this regard, the study and improvement of lending to individuals, the coordination of relations between commercial banks and customers, and the development of the economy are of great importance. In this article, the theoretical aspects of lending to individuals have been studied and relevant recommendations have been developed

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