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Formation of financial resources from external sources for small business entities in the conditions of new Uzbekistan economy: problems and solutions

Kuchkarov Bakhtiyor KhoshimjanovichIndependent researcher , Namangan State Technical University , Uzbekistan
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Аннотация

This article thoroughly analyzes the issues of forming financial resources for small business entities from external sources. Small business plays a significant role in the economy of Uzbekistan, accounting for 55-60% of GDP. The article discusses the problems in their development, particularly the difficulties in obtaining credit, resource shortages, and bureaucracy. In addition to traditional sources, modern methods such as investment funds, government grants, and crowdfunding are proposed for forming financial resources. The importance of improving financial literacy, developing cooperation with external sources, and utilizing government programs is emphasized. Furthermore, the "Robotic Financial Assistant" program is suggested to help small businesses analyze financial data and obtain loans. The article presents important solutions that can stimulate the development of small businesses and lead to positive changes in the economy.

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