FINANCIAL AND RISK IMPLICATIONS OF ESG MANAGEMENT IN COMMERCIAL BANKS OF UZBEKISTAN: PROFITABILITY, AND SUSTAINABLE GROWTH PROSPECTS

The transformation of Uzbekistan’s financial system under the Uzbekistan – 2030 Strategy places commercial banks at the center of sustainable economic modernization. As the dominant financial intermediaries in the country, banks are expected not only to expand credit and support private sector growth, but also to incorporate Environmental, Social, and Governance (ESG) principles into their operational and strategic frameworks (Government of Uzbekistan, 2023; OECD, 2025).

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