The problems of assessing the competition of commercial banks through the index lerner

In this article, the methods of assessing the level of competition in the foreign banks market are analyzed in depth. On the basis of the index Lerner, the level of competition in the credit (deposit) market of commercial banks of the republic is assessed on the basis of the indicators of banks. In the world banking system, the importance of managing bank risks, assessing creditworthiness, financial stability of banks, financial management in crisis management, promoting a competitive market, attracting foreign investors and increasing customer confidence in the bank is growing. At the same time, the bank must choose the upper and lower limits when setting interest rates for customer service. In a competitive environment, the banking system and the market are closely interconnected. The first defines classifications in a general area that defines the microeconomics of blood vessels, and the second defines the main characteristics of microeconomics. A study by Boone (2008) on the indicator of resistance to increasing its market share can be cited. The indicator of the H-statistics method (with the exception of Bun) in Panzara-Ross was widely used because it is easy to calculate with little use of data compared to other estimation methods. Only the Lerner index is an indicator of microeconomic assessment, while other indicators are accepted as an assessment of industry competition. Subsequently, new indicators were developed to summarize the two blocks. Mention is made of the local optimization method provided by Mantos Delis (the local maximization method).

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