IMPROVINGTHESYSTEMFORREFINANCINGUNSECUREDMICROLOANSATBANKS
TojiyevJavlonbekRustamovichTashkentStateUniversityofEconomics
Open MINDrepository2026
ABI
Аннотация
Thisarticleanalyzestheeconomicsignificanceandpracticaleffectivenessoftheunsecuredmicroloanrefinancingsysteminprovidingfinancialsupporttoentrepreneurs.Thestudysubstantiatesthathighcollateralrequirementsareamongthemainfactorslimitingsmallbusinessesaccesstofinancialresources.Ithighlightstheroleofunsecuredmicrocreditrefinancingmechanismsinensuringbankliquidity,distributingcreditrisks,reducinginterestrates,andexpandinglendingvolumes
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