AHOLI MOLIYAVIY SAVODXONLIGI DARAJASIGA TA’SIR KO‘RSATUVCHI OMILLAR

This article analyzes the main factors influencing the level of financial literacy among the population. The research results show that the level of financial literacy depends on socio-demographic characteristics (age, gender, education level, income), financial knowledge, financial behavior, financial attitudes, and financial preparedness. In addition, family, marital status, national and religious characteristics, as well as an individual’s experience with financial products, play an important role in shaping financial literacy.

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