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DETERMINING PROBLEM LOANS IN COMMERCIAL BANKS AND WAYS TO RESOLVE THEM.

Ibragimova, Jienbaeva, Saule, Nasiba MaxsetovnaUniversity of Innovation Technologies
ABI

Аннотация

This thesis analyzes the causes of non-performing loans (NPLs) arising in the activities of commercial banks, their impact on bank stability, and methods for the early detection of these loans. A comparative study was conducted on international experience (scoring systems, monitoring) and the current state of the national banking system in reducing the share of non-performing assets. The thesis presents practical proposals and recommendations for improving the quality of the loan portfolio, increasing the efficiency of working with collateral, and restructuring non-performing loans.

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