Rini Oktavia

2 ta ish

State University of Jakarta

1. Resistance of Traditional SMEs in Using Digital Payments: Development of Innovation Resistance Theory

   Ayatulloh Michael Musyaffi, Etty Gurendrawati, Bambang Afriadi +3

   MaqolaOAOchiq kirish20224 iqtibos

   ABIABI:AkademIndex/2026.other.224413

2. DIGITAL BANKING CHANNEL SUSTAINABILITY: IS IT EFFECTIVE TO USE?

   Jl. R.Mangun Muka Raya No.11, RT.11/RW.14, Rawamangun, Kec. Pulo Gadung, Kota Jakarta Timur, Daerah Khusus Ibukota, Jakarta, 13220 Indonesia., Etty Gurendrawati, Ayatulloh Michael Musyaffi +9

   Maqola20232 iqtibos

   ABIABI:AkademIndex/2026.other.585093