Qosimbetov Batirbay

1 ta ish

Karakalpak State University,Urban Development Department,Nukus,Uzbekistan

1. Cloud-Based Payment Gateways for SMEs in Developing Economies

   Garima Sinha, Saidislom Rashidov, Kottala Sri Yogi +3

   MaqolaTechnology Adoption and User Behaviour20260 iqtibos

   ABIABI:AkademIndex/openalex/2026.article.014638