Improvement of the Assets of Commercial Banks
Akmal NorovAssociate Professor of the Department of “Banking and Investment” Tashkent State University of EconomicsNazarova Muslima NazarovnaSenior Lecturer of the Department of “Finance and accounting” Tashkent State University of EconomicsAbdusattarova Shaxida AbutalipovnaSenior Lecturer of the Department of “Finance and accounting” Tashkent State University of EconomicsBeknazarova Nilufar TulkinovnaSenior Lecturer of the Department of “Finance and accounting” Tashkent State University of EconomicsAkbarov Husniddinjon Mo’ysino’g’liResearcher of the Banking and Finance Academy of the Republic of Uzbekistan
2021en
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The article examines the improvement of the quality of assets of commercial banks and the factors influencing it on the basis of theoretical and practical data. Also, based on the study of foreign experience, it is argued that the increase in asset quality in banks will directly improve the quality of credit services provided by banks, reduce problem loans and the use of credit scoring system. A number of specific aspects of the use of credit scoring system in improving the quality of assets of commercial banks have been studied in detail on the basis of theoretical and practical data, scientific proposals and practical recommendations have been developed on the basis of author's approaches.
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