SUN’IY INTELLEKT YORDAMIDA BANK MOLIYAVIY RISKLARINI PROGNOZLASH VA ERTA OGOHLANTIRISH TIZIMINI SHAKLLANTIRISH

This article examines the forecasting of bank financial risks and the development of an early warning system using artificial intelligence. It discusses the use of financial, transactional, and macroeconomic data to identify credit, liquidity, market, and operational risks. A conceptual model is proposed for generating green, yellow, and red signals based on risk probability and expected losses. The importance of model explainability, human oversight, and regular validation is also substantiated.

Hali tarjima qilinmagan