THE IMPACT OF DIGITAL TECHNOLOGY DEVELOPMENT ON ECONOMIC STABILITY UNDER COMMERCIAL BANK COMPETITION AND DIRECTIONS FOR ITS IMPROVEMENT
N.SaidaxmedovAndijan state technical instituteAbdug'afforov Fayzullo Alisher o'g'liAndijan state technical institute Student of group K-03-25, Faculty of Economics
2026en
ABI
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The article examines how digital technologies affect economic stability under competition among commercial banks. Digitalization can lower banks’ costs, widen access to financial services and improve risk management. It also brings cyber risk, dependence on a small number of technology providers and competitive barriers for smaller banks. The article closes with proposals aimed at preserving the stability of the banking system.
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