ARTIFICIAL INTELLIGENCE AND ITS IMPACT ON THE FINANCIAL INSTRUMENTS TRANSFORMATION

The emergence of new financial instruments under the influence of artificial intelligence (AI) is a significant event in the modern financial industry. Artificial intelligence causes significant changes in various aspects of the financial industry, influencing traditional financial instruments, creating new opportunities for their change and creation. Artificial intelligence is used to create innovative products, automate data analysis, improve risk assessment, and optimize decision-making processes. This has led to the development of new payment methods, such as digital currencies and online payment systems, as well as chatbots for banking services.

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