Modern Approaches To Improving Students’ Financial Literacy Through Innovative Educational Technologies

This article examines the scientific, theoretical and practical significance of using innovative educational technologies in the process of developing students’ financial literacy. It discusses the essence of financial literacy, modern requirements for it in the context of the digital economy, and the pedagogical potential of such technologies as generative artificial intelligence, adaptive learning systems, simulation methods, microlearning, digital assessment and learning analytics. The results of the study show that innovative technologies serve as an effective tool for developing students’ skills in planning personal and family budgets, controlling expenses, forming savings, understanding credit and debt obligations, using digital payments safely, and making informed financial decisions.

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