Yusuf Ayuba

1 ta ish

Universitas Muhammadiyah Luwuk Banggai

1. Innovations in Digital Payments Within Smart City Development: Challenges and Opportunities

   Ida Royani, Vincentia Wahju Widajatun, Yusuf Ayuba

   Maqola20242 iqtibos

   ABIABI:AkademIndex/2026.other.838425