Rafiaa Ibrahem Al-Hamdani

1 ta ish

University of Mosul

1. Enhancing Digital Transformation and Its Impact on Activating Electronic Payment : A Survey Study at the Central Bank

   Rafiaa Ibrahem Al-Hamdani, Hussein Lazem Al-Zaidi, Alyaa N. Taher

   MaqolaOAOchiq kirish20260 iqtibos

   ABIABI:AkademIndex/2026.article.062831