Guzal Kholmuratova

1 ta ish

Uzbe ikromjon alijonov Mexanizatsiyalash Muhandislari Instituti

1. The digital divide in financial inclusion: bridging gaps through mobile banking and fintech innovation in Developing Economies

   Jahongir Yuldoshev, Jamshiddin Tajiddinov, Guzal Kholmuratova +3

   MaqolaOAOchiq kirish20260 iqtibos

   ABIABI:AkademIndex/2026.article.089555