Zulayho Umarova

2 ta ish

Tashkent State University of Economics

1. Unlocking Islamic Finance Potential in Uzbekistan and Central Asia: A Forward-Looking Perspective

   Jalilov Mehroj Erkin Ugli, Nugraha Nugraha, Zulayho Umarova

   MaqolaIslamic Finance and Banking StudiesJournal of Islamic Contemporary Accounting and Business20260 iqtibos

   ABIABI:AkademIndex/openalex/2026.article.006765

2. Do Income Level and Gender Diversity Influence Tax Literacy? Evidence from Small and Medium Enterprises in Uzbekistan

   Baratova Charoskhon Dilmurodovna, R Nelly Nur Apandi, Zulayho Umarova

   MaqolaTaxation and Compliance StudiesJournal of Islamic Contemporary Accounting and Business20260 iqtibos

   ABIABI:AkademIndex/openalex/2026.article.006829